Clear tools, free and private
Made in Québec, for Québec.
Taxes and personal finances are full of jargon and hidden assumptions. Finoutil exists to answer concrete questions simply: “How much do I really keep?”, “How much should I charge?”, “Do I have to charge tax?” — in plain language, simply and without lecturing you.
Free, for real
No hidden paid version. You arrive, you get your answer, you leave. That's it.
Private by design
All calculations happen in your browser. Your numbers are never sent to a server and stay on your device (you can erase them in one click from the Privacy page). No third-party ad tracking.
Inform, not prescribe
We explain the assumptions and show the numbers, without a hard verdict. The decisions are yours; for your specific situation, an accountant is still your best ally.
Who is it for?
First, individuals and self-employed people in Québec: employees who want to understand their pay, freelancers who set their rates, people building a budget or weighing an RRSP against a TFSA. Each tool is complete on its own; together, they give you a clear overall picture that only you can see.
Up to date and transparent
Tax parameters change every year. We verify them against official sources (Revenu Québec, Retraite Québec, QPIP, Canada Revenue Agency) and show the verification date on each tool. You can review our methodology in detail and see exactly how each number is obtained.
A question, a suggestion or an error to report? Write to us at [email protected].
Finoutil provides educational estimates and does not replace professional tax advice. See also our privacy policy and our terms of use.